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	<title>Michigan Mortgage Modification</title>
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	<description>Michigan Mortgage Modification</description>
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		<title>Fannie Mae Throws Homeowners To The Wolves With www.KnowYourOptions.com!</title>
		<link>http://michiganmortgagemodification.com/mortgage-modification/fannie-mae-throws-homeowners-to-the-wolves-with-www-knowyouroptions-com-2/</link>
		<comments>http://michiganmortgagemodification.com/mortgage-modification/fannie-mae-throws-homeowners-to-the-wolves-with-www-knowyouroptions-com-2/#comments</comments>
		<pubDate>Tue, 15 Mar 2011 18:13:01 +0000</pubDate>
		<dc:creator>Trevor Sines</dc:creator>
				<category><![CDATA[Mortgage Modification]]></category>

		<guid isPermaLink="false">http://michiganmortgagemodification.com/?p=168</guid>
		<description><![CDATA[Does Fannie Mae Really Want You To Know Your Options? www.KnowYourOptions.com is a Fannie Mae website ostensibly set up to explain options available to struggling homeowners.  While I commend anyone that is honestly trying to offer valuable information or assistance to struggling homeowners, I found the site was sadly disingenuous and in many ways nothing [...]]]></description>
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		<title>Loan Modification Programs In Michigan</title>
		<link>http://michiganmortgagemodification.com/mortgage-modification/loan-modification-programs-in-michigan/</link>
		<comments>http://michiganmortgagemodification.com/mortgage-modification/loan-modification-programs-in-michigan/#comments</comments>
		<pubDate>Sun, 06 Mar 2011 01:40:06 +0000</pubDate>
		<dc:creator>Trevor Sines</dc:creator>
				<category><![CDATA[Mortgage Modification]]></category>

		<guid isPermaLink="false">http://michiganmortgagemodification.com/?p=140</guid>
		<description><![CDATA[// Loan Modification Programs in Michigan helped John save over $700 per month! Watch the video above and learn how John&#8217;s loan modifications were able to reduce his first and second mortgage payments by 44%! Plus, you won&#8217;t believe his new interest rates! Loan modification programs in Michigan can really help the right homeowner and [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Once the foreclosure process starts is there anything I can do to stop it?</title>
		<link>http://michiganmortgagemodification.com/mortgage-modification/once-the-foreclosure-process-starts-is-there-anything-i-can-do-to-stop-it/</link>
		<comments>http://michiganmortgagemodification.com/mortgage-modification/once-the-foreclosure-process-starts-is-there-anything-i-can-do-to-stop-it/#comments</comments>
		<pubDate>Thu, 20 Jan 2011 05:54:51 +0000</pubDate>
		<dc:creator>Trevor Sines</dc:creator>
				<category><![CDATA[Mortgage Modification]]></category>

		<guid isPermaLink="false">http://michiganmortgagemodification.com/?p=43</guid>
		<description><![CDATA[Yes. Options including refinancing your loan, selling your house or modification of the existing mortgage may all be available. However, the longer you wait to take action; some of these options will become unavailable. Time is of the essence, especially if you would like to retain your home. It is never too late to seek [...]]]></description>
		<wfw:commentRss>http://michiganmortgagemodification.com/mortgage-modification/once-the-foreclosure-process-starts-is-there-anything-i-can-do-to-stop-it/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>What is the foreclosure timeline?</title>
		<link>http://michiganmortgagemodification.com/mortgage-modification/what-is-the-foreclosure-timeline/</link>
		<comments>http://michiganmortgagemodification.com/mortgage-modification/what-is-the-foreclosure-timeline/#comments</comments>
		<pubDate>Thu, 20 Jan 2011 05:54:01 +0000</pubDate>
		<dc:creator>Trevor Sines</dc:creator>
				<category><![CDATA[Mortgage Modification]]></category>

		<guid isPermaLink="false">http://michiganmortgagemodification.com/?p=40</guid>
		<description><![CDATA[Pre-Foreclosure- Months 1-3 First Month Missed Payment •Customer misses mortgage payment. •Late notice sent by bank. Second Month Missed Payment •Customer misses additional payments. •Bank attempts in writing and by phone to contact customer and resolve situation. Third Month Missed Payment •No arrangements are agreed upon and customer continues to miss payments. Bank issues a [...]]]></description>
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		<title>What Happens After Foreclosure?</title>
		<link>http://michiganmortgagemodification.com/mortgage-modification/what-happens-after-foreclosure/</link>
		<comments>http://michiganmortgagemodification.com/mortgage-modification/what-happens-after-foreclosure/#comments</comments>
		<pubDate>Thu, 20 Jan 2011 05:53:29 +0000</pubDate>
		<dc:creator>Trevor Sines</dc:creator>
				<category><![CDATA[Mortgage Modification]]></category>

		<guid isPermaLink="false">http://michiganmortgagemodification.com/?p=38</guid>
		<description><![CDATA[After your home is sold at the Sheriff Sale you enter into the redemption period. In the state of Michigan this period is usually six months. During this redemption period you may redeem the property as your own if you can pay off the balance owed to the mortgage company, plus legal fees. This does [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>What Happens During a Foreclosure?</title>
		<link>http://michiganmortgagemodification.com/mortgage-modification/what-happens-during-a-foreclosure/</link>
		<comments>http://michiganmortgagemodification.com/mortgage-modification/what-happens-during-a-foreclosure/#comments</comments>
		<pubDate>Thu, 20 Jan 2011 05:52:54 +0000</pubDate>
		<dc:creator>Trevor Sines</dc:creator>
				<category><![CDATA[Mortgage Modification]]></category>

		<guid isPermaLink="false">http://michiganmortgagemodification.com/?p=36</guid>
		<description><![CDATA[There are two prominent phases within the foreclosure process; Pre-Foreclosure and Formal Foreclosure. During the Pre-Foreclosure phase, the homeowner misses several mortgage payments and the bank replies with late notices, phone calls, and eventually a notice of default. If arrangements can’t be made to pay the delinquent payments along with, accrued interest, late fees and [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What is a foreclosure?</title>
		<link>http://michiganmortgagemodification.com/mortgage-modification/what-is-a-foreclosure/</link>
		<comments>http://michiganmortgagemodification.com/mortgage-modification/what-is-a-foreclosure/#comments</comments>
		<pubDate>Thu, 20 Jan 2011 05:52:27 +0000</pubDate>
		<dc:creator>Trevor Sines</dc:creator>
				<category><![CDATA[Mortgage Modification]]></category>

		<guid isPermaLink="false">http://michiganmortgagemodification.com/?p=34</guid>
		<description><![CDATA[Foreclosure is a legal proceeding in which the financer of a mortgage seeks to regain property because the borrower has defaulted on payments. In other words, a foreclosure is a situation in which a homeowner is unable to make payments on his or her mortgage, so the lender, be it a bank or building society, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>I get a ton of mail from several different companies stating that they can help me. Who are these people, where are they getting my address, and can they really help me?</title>
		<link>http://michiganmortgagemodification.com/mortgage-modification/i-get-a-ton-of-mail-from-several-different-companies-stating-that-they-can-help-me-who-are-these-people-where-are-they-getting-my-address-and-can-they-really-help-me/</link>
		<comments>http://michiganmortgagemodification.com/mortgage-modification/i-get-a-ton-of-mail-from-several-different-companies-stating-that-they-can-help-me-who-are-these-people-where-are-they-getting-my-address-and-can-they-really-help-me/#comments</comments>
		<pubDate>Thu, 20 Jan 2011 05:51:40 +0000</pubDate>
		<dc:creator>Trevor Sines</dc:creator>
				<category><![CDATA[Mortgage Modification]]></category>

		<guid isPermaLink="false">http://michiganmortgagemodification.com/?p=31</guid>
		<description><![CDATA[Many groups of people try to contact homeowners in foreclosure. Below, you will find a list of groups that my contact you offering help during a foreclosure. Because of the legal nature of the foreclosure process, your name and address may be part of public information offered through the court system and ultimately published in [...]]]></description>
		<wfw:commentRss>http://michiganmortgagemodification.com/mortgage-modification/i-get-a-ton-of-mail-from-several-different-companies-stating-that-they-can-help-me-who-are-these-people-where-are-they-getting-my-address-and-can-they-really-help-me/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>How long does a loan modification take and is there any way to speed it up?</title>
		<link>http://michiganmortgagemodification.com/mortgage-modification/how-long-does-a-loan-modification-take-and-is-there-any-way-to-speed-it-up/</link>
		<comments>http://michiganmortgagemodification.com/mortgage-modification/how-long-does-a-loan-modification-take-and-is-there-any-way-to-speed-it-up/#comments</comments>
		<pubDate>Thu, 20 Jan 2011 05:51:18 +0000</pubDate>
		<dc:creator>Trevor Sines</dc:creator>
				<category><![CDATA[Mortgage Modification]]></category>

		<guid isPermaLink="false">http://michiganmortgagemodification.com/?p=29</guid>
		<description><![CDATA[A loan modification can take anywhere from 3 months to several years to complete. It really depends on several different factors including, but not limited to: •Who your current mortgage lender is •If you are current or delinquent on your payments •How thorough you are when submitting the modification request •The manner in which you [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>I have terrible credit. Can I still do a mortgage modification?</title>
		<link>http://michiganmortgagemodification.com/mortgage-modification/i-have-terrible-credit-can-i-still-do-a-mortgage-modification/</link>
		<comments>http://michiganmortgagemodification.com/mortgage-modification/i-have-terrible-credit-can-i-still-do-a-mortgage-modification/#comments</comments>
		<pubDate>Thu, 20 Jan 2011 05:47:47 +0000</pubDate>
		<dc:creator>Trevor Sines</dc:creator>
				<category><![CDATA[Mortgage Modification]]></category>

		<guid isPermaLink="false">http://michiganmortgagemodification.com/?p=27</guid>
		<description><![CDATA[Yes. In fact, your credit rating has little or no impact on the outcome of your modification request. There isn’t a lot of consideration paid to your previous payment history. Instead, lenders look at the likelihood that you can consistently make the lower, modified payment going forward. That is why it is essential to have [...]]]></description>
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